Category: Loans
4 pages in the General wiki.
The Loan MarketplaceBorrow gems against your cosmetics or lend gems for interest on the Loan Marketplace, with proposals, funding, repayment and collateral transfer on default, plus every limit and fee.
Borrowing GemsCreate a loan proposal with cosmetics as collateral, manage My Proposals and My Loans, repay with Repay Now, and see exactly what you receive, owe and risk at each step.
Lending GemsBrowse open loan proposals, judge collateral and borrower credit, fund a loan, and track returns, repayments and defaults on the My Investments page.
Loan Risks and DefaultsWhat can go wrong when you borrow or lend on the Loan Marketplace, including locked cosmetics, automatic repayment, default transfers, fees, collateral valuation and credit score effects.